Cold plunge tubs are HSA/FSA eligible if a licensed healthcare provider issues a Letter of Medical Necessity (LMN) stating the equipment is required to treat a specific medical condition like fibromyalgia or chronic inflammation.
Mandatory Requirements
A Letter of Medical Necessity (LMN) from a licensed medical professional is mandatory.
Diagnosis of a qualifying condition such as chronic inflammatory disease, injury recovery, or severe muscle spasticity.
Must have a funded Health Savings Account (HSA) or Flexible Spending Account (FSA).
Policy & Intake Updates
Consumers can now use tax-advantaged funds for cold-water immersion equipment provided they have a medical prescription and a Letter of Medical Necessity (LMN).
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