Red light therapy devices are HSA/FSA eligible when prescribed by a doctor through a Letter of Medical Necessity for a diagnosed medical condition and when using FDA-cleared hardware.
Mandatory Requirements
Active Health Savings Account (HSA) or Flexible Spending Account (FSA)
Letter of Medical Necessity (LMN) detailing the specific medical condition being treated
The device must be an FDA-cleared Class II medical device
Policy & Intake Updates
New clarification allows individuals to use pre-tax HSA or FSA dollars to purchase red light therapy panels and masks, provided they have a medical provider's recommendation.
View Source Verification →