HSA and FSA funds are tax-eligible for a wide range of wellness products including high-SPF sunscreens, medicated skincare, and breastfeeding supplies under current IRS guidelines.
Mandatory Requirements
Must hold an active Health Savings Account (HSA) or Flexible Spending Account (FSA) with available funds.
Products must meet IRS criteria for qualified medical expenses or preventative care items as listed in Publication 502.
Policy & Intake Updates
Recent eligibility highlights show how parents can leverage HSA and FSA stores to purchase tax-free items such as acne treatments, nursing supplies, and high-quality sunscreens to maximize healthcare dollars.
View Source Verification →The 2026 guidance emphasizes expanded eligibility for high-tech recovery tools and diagnostic wearables when accompanied by proper medical documentation.
View Source Verification →